As wedding season is upon us, many couples are finalizing guest lists, choosing floral arrangements, and writing heartfelt vows. But there’s one essential conversation that too many couples postpone, or avoid entirely until it’s too late: the prenuptial agreement.
Contrary to popular belief, discussing a prenup isn’t unromantic, it’s one of the most loving and practical steps you can take before marriage. A well thought out and drafted prenuptial agreement protects both partners, clarifies financial expectations, and prevents future conflict if circumstances change.
If you’re getting married soon, there’s still time to protect your future. As a New York medically trained Family Law Attorney, Mediator, and Prenuptial Agreement Expert, I’ve been helping couples create and review prenuptial agreements for more than 35 years. Whether you need a new prenup drafted or an agreement reviewed quickly before the big day, my team and I can help efficiently, discreetly, and compassionately.
Why It’s Never Too Late for a Prenup
Many couples assume it’s “too late” to create a prenuptial agreement once the wedding planning is underway. That’s simply not true.
A prenuptial agreement can often be drafted, negotiated, and signed within days or weeks, as long as both parties are transparent and cooperative.
In my practice, I frequently help engaged couples finalize their agreements in a timely, stress-free manner, even just weeks before their ceremony. With the right guidance, the process doesn’t have to delay or disrupt your wedding plans.
The Benefits of a Prenuptial Agreement
A prenuptial agreement is far more than a financial safeguard. It’s a roadmap for mutual understanding and fairness. Here’s why it’s so valuable:
- Protects Assets and Inheritances
If you own property, investments, or a business before marriage, a prenup ensures those assets remain yours if the marriage ends. - Clarifies Financial Expectations
Discussing spending habits, debt, and savings goals upfront can prevent misunderstandings later. - Safeguards Family Interests
If you have children from a prior relationship, a prenup can protect their inheritance rights. - Defines Spousal Support Terms
Couples can agree in advance on whether alimony will apply and how it will be calculated. - Reduces Conflict in Case of Divorce
A clear agreement minimizes the emotional and financial strain of litigation
Prenuptial Agreements Aren’t Just for the Wealthy
There’s a misconception that only celebrities or multimillionaires need prenuptial agreements. That’s not the case.
Every couple, regardless of income, benefits from setting clear financial boundaries. Whether you’re combining bank accounts, sharing living expenses, or investing together, transparency and planning protect both partners.
In fact, more millennials and professionals than ever are requesting prenuptial agreements, not because they expect divorce, but because they value clarity and fairness.
What to Include in a Prenuptial Agreement
A strong prenuptial agreement should be personalized to your relationship and future goals. Common provisions include:
- Assets and property ownership
- Division of debts
- Business interests
- Spousal support or waiver
- Treatment of gifts and inheritances
- Future income and investments
- Life insurance or estate planning details
Each agreement should reflect your unique circumstances and state laws, which is why professional legal guidance is crucial.
My Prenuptial Agreement Checklist
Here’s my helpful Prenuptial Agreement Checklist to get you started:
Full Financial Disclosure: Each partner must disclose assets, income, and debts.
List of Separate Property: Identify what belongs solely to you before marriage.
List of Marital Property: Clarify what will be shared after marriage.
Spousal Support Terms: Decide whether support will be included or waived.
Business Interests: Outline ownership and future profit-sharing.
Inheritance and Family Assets: Specify how they’ll be treated.
Debt Allocation: Identify who is responsible for existing or future debts.
Sunset Clause (Optional): Determine if the prenup expires after a certain time.
Legal Review by Both Parties: Each partner should have their own attorney review the agreement.
Timely Signing: Complete the agreement well before the wedding to avoid claims of coercion.
I’ve spent over three decades helping couples navigate both the emotional and legal aspects of marriage and divorce. My psychologically based approach to negotiation ensures that discussions about money and protection remain respectful and solution-oriented.
Whether you need a comprehensive prenuptial agreement drafted or reviewed, I can provide a personalized, prompt, and discreet service to fit your timeline and needs.
When working with us, a prenuptial agreement can be drafted and executed in as little as 14 days. My approach is designed to keep things streamlined and stress-free, especially for couples who are juggling wedding planning.
If your wedding is approaching soon, there’s still time to protect your future.
So, before you walk down the aisle, take a moment to ensure your financial future is secure.
If you’d like to discuss your options, I invite you to schedule a free and confidential consultation right now! Call 212.734.1551.
I look forward to helping you walk down the aisle quickly and safely.
Warm wedding wishes,
Lois